It’s 2025, and here I am celebrating a major milestone—20 years as a licensed mortgage broker!
Add in my pre-licensing years, and that’s over 23 years of living, breathing, and occasionally dreaming about mortgages.
Time really does fly when you’re knee-deep in rate trends, client goals, and the occasional financial mystery that rivals any true crime novel.
People often ask me, “What’s it like being a mortgage broker?”
Well, let’s just say it’s never boring.
I could write a book with the stories I’ve collected over two decades—but unless you’re a huge fan of underwriting drama and lender negotiations, it’s probably not going to hit bestseller status.
Let’s reflect on what’s kept me going all these years.
The Thrill of Problem-Solving
Every mortgage file is like a jigsaw puzzle with a thousand oddly shaped pieces—and I love a good challenge. From helping first-time homebuyers unlock their dream home to guiding seasoned investors through financial mazes, every day is different. No two clients, or files, are ever the same, which keeps things exciting (and occasionally hair-raising).
The Joy of Teamwork
They say it takes a village to raise a child—well, it takes an equally amazing team to close a mortgage! I’ve been lucky to work with incredible colleagues, lenders, and, of course, my very own team. Together, we’ve built long-term partnerships that help us deliver jaw-droppingly fast turnarounds and the best rates out there. Let’s just say teamwork makes the dream (home) work.
The People
Hands down, my favorite part of the job is the people. Being a part of someone’s journey to homeownership is an honor I never take lightly. Whether it’s watching a client turn the key to their dream home or hearing how my advice helped them pay off their mortgage early, it’s these moments that make everything worthwhile.
The Process and the Technology
When I started, the process was… let’s call it “character-building.”
Paper mountains, manual calculations, and timelines that stretched longer than a prairie sky was the norm. Fast-forward to today, and technology has changed the game.
- Streamlined Systems: Online applications and secure uploads mean less stress and more time for my clients to enjoy their day.
- Better Communication: From instant updates to secure portals, staying connected has never been easier.
- Client Wins: By embracing innovation, I’ve made the process faster, smoother, and as hassle-free as possible.
What I’ve Learned (So Far)
In 20 years, I’ve seen it all—soaring interest rates, rock-bottom lows, shifting policies, and markets that kept us all on our toes.
But through every twist and turn, one thing has stayed constant: my commitment to making mortgages simple, stress-free, and (dare I say it?) a little fun.
As I celebrate this milestone, I want to thank my incredible clients, hardworking team, and industry partners for being part of this journey.
Here’s to 20 years of turning dreams into keys—and to many more years of doing what I love!
If 2025 is your year to make homeownership happen, let’s connect. Together, we’ll write your mortgage success story!