Vacation Homes, Cottages, and Cabin Mortgages
Dreaming of a lakeside cottage, a cabin in the woods or a vacation home somewhere warm and sunny? Our mortgage team can help you understand your financing options and make that getaway a reality.
Starting with a pre-qualification gives you a clear picture of what you can afford and how much down payment you may need. Depending on the property and how it will be used, financing may be available with a lower down payment than you expect. An owner-occupied second home, whether it’s a lake property, a home closer to family or a condo you use while travelling for work, may qualify with as little as 5% down. Four-season properties may also qualify with 5% down, while three-season properties typically require at least 10%.
From understanding the financing requirements to finding the right mortgage solution, our team will help simplify the process from pre-qualification to possession.
Your getaway might be closer than you think.
Very prompt getting things done.
Has been a great experience! This is my second time working with Tammy. She has been very helpful and is very prompt getting things done. With my current experience I was in a situation that my co signer was in another province which I thought was going to be very difficult. Tammy was a great leader and kept things very simple which made it easier to keep going. Thanks again Tammy
Amanda N.
