New Home Purchase Mortgage
Whether it’s your first or fifth home, the process and rules around mortgages continually evolve. That’s why Tammy and her team of mortgage professionals always stress the importance of pre-qualification—even for seasoned home buyers.
Initiating with a pre-qualification provides you a strong start. The ever-changing mortgage regulations, coupled with the Federally regulated qualifying rate (often referred to as the stress test rate), may have different implications than your last purchase. Our role? To simplify and support. We’ll guide you in calculating your net SALE proceeds, ensuring you’re armed with a detailed roadmap that includes next steps, best rates, and flexible mortgage solutions tailored for you.
Locked us in for a rate…to save money.
We went to our bank when we started shopping for a mortgage. Their “financial advisor” (salesperson) offered us one rate. Then we went to Tammy. Having a fiduciary responsibility to us, she locked us in for a rate with a lender when she learned the rates would be going up the next day, giving us more time to shop for a house at a better rate than our bank offered us. At the end of it all, the lender she ended up securing for us was our own bank! So she got us a lower rate from our bank than our own bank offered us and by at least 15 basis points! If you want to save money, call Tammy or apply online through her website!
Chris P.
