Tammy Wandzura's Blog
- About Mortgage Brokers
Why Work with a Mortgage Broker?
We’re not just here to find you a good rate—we’re managing timelines, expectations, and outcomes. And in a climate where lenders are busier than ever,
- About Us
From Calgary Roots to Prairie Roads: Why Alberta Feels Like Home
Licensed in Alberta and Saskatchewan. Rooted in Community. Trusted Across the Prairies.
- Tips & Tricks
Behind the Scenes: The Fine Details of Your Mortgage – From Application to Funding
After more than 20 years in the mortgage world, if there’s one thing we’ve learned, it’s this: Every single step matters.
- Mortgage Refinancing
Why Refinance Now? Lower Rates, Stronger Equity, and Big Savings
With interest rates trending downward and home values holding strong, and household debt (credit cards, loans, home maintenance requirements) feeling overwhelming, refinancing is emerging as
- Mortgage Rates
What’s Happening with Mortgage Rates in 2025?
It may be time to get ready for a wild ride—2025 is shaping up to be a roller coaster year for mortgage rates in Canada.
- Reflections
Cheers to 2025: Celebrating 20 Years as a Mortgage Broker! 🎉
It’s 2025, and here I am celebrating a major milestone—20 years as a licensed mortgage broker!
- Mortgage Applications
Did You Know That Lenders Look at More Than Just Your Credit When Considering Your Mortgage Request?
If you’re gearing up for homeownership and want to submit a strong mortgage application, understanding these 5 C’s of Mortgage Applications will give you an
- Finances, Financial Literacy
Why Working with a Financial Advisor Should Be part of Your Homeownership Journey
While many focus on saving for a down payment and securing a mortgage, working with a financial advisor at the beginning of your journey can
- Mortgage Rates
It’s All About the Rate!
But Why Are Some Rates Going Up While Others Might Go Down? When it comes to mortgages, everyone loves to talk about interest rates. And
- Mortgage Renewals
Don’t Wait Until the Last Minute: Why It’s Crucial to Tackle Your Mortgage Renewal Early
As your mortgage renewal date approaches, it might be tempting to put it off—after all, life is busy! But waiting until the last minute can
- About Us, Reviews
Our Google Reviews Are Our Resume: Why Your Experience with Tammy Wandzura’s Mortgage Team Matters
When you’re looking for the right mortgage broker, you want to know that you’re in good hands. How can you be sure you’re choosing the right
- Mortgage Renewals
Master your Mortgage: How to Sidestep and Avoid Payment Shock at renewal
As mortgage rates fluctuate, many homeowners face the potential challenge of mortgage payment shock when it’s time for renewal.