As your mortgage renewal date approaches, it might be tempting to put it off—after all, life is busy!
But waiting until the last minute can lead to missed opportunities, and unnecessary stress.
That’s where a mortgage broker can make all the difference!
When you work with us, we don’t just help you renew your mortgage—we create a strategy that sets you up for success.
One of the biggest benefits of working with a broker is the ability to reduce your rate leading into your renewal date.
We keep an eye on the market, secure the best possible rate early on, and ensure that you don’t have to lock into a higher rate just because your renewal date is coming up.
But it doesn’t stop there.
By starting the renewal process early, we have the opportunity to do a full review of your mortgage and discuss all available options. This allows us to explore ways to:
- Re-amortize your loan, which could reduce your monthly payments and give you some breathing room in your budget.
- Consolidate debt or factor in home improvement costs so you can make the most of your equity.
- Add on a home equity line of credit (HELOC) for financial flexibility down the road.
- Take a general overview of your full financial picture—all without the pressure to rush decisions.
- OR simply review best direct renewal options and strategies to pay your mortgage balance off faster.
By getting ahead of your renewal, you’ll not only secure a great rate, but you’ll also ensure you’re making the most informed decisions about your financial future.
Working with us means you can move forward with confidence, knowing you’ve explored every option. If your mortgage is up for renewal in the next 4-5 months contact us for a no-obligation discussion today.
Don’t wait until the last minute!
