Vacation Homes, Cottages, and Cabin Mortgages
Dreaming of a tranquil lakeside cottage, a cabin nestled in the woods, or a vacation home somewhere warm and sunny? Tammy Wandzura and her team will help you turn these dreams into reality.
The initial step to acquiring your idyllic escape is pre-qualification. Depending on the nature and purpose of the property, you could be making a purchase with an incredibly low down payment. For instance, if you’re eyeing a property that’s intended to be ‘owner occupied’—be it a coastal home, a residence close to your family, a cabin by the lake, or even a condo for frequent work trips—you can secure it with as little as a 5% down payment. A note to consider: while 4-season cabins qualify for a 5% down payment, 3-season cabins come with a slightly higher threshold of 10%.
Whether it’s sipping coffee on a lakeside dock or cozying up in a mountain cabin, we’re here to streamline your journey to a perfect getaway property.
Made first home purchase stress-free.
Absolutely loved working with Tammy! I highly recommend her for all of your mortgage needs! She made buying my first place experience extremly easy and stress free. I first visited a bank from my town a few months before seeing Tammy, and they basically told me it was going to be impossible for me to buy a place at my age. With Tammy’s help I’m happy to say I bought my first home at 20. She was able to take me step by step through each of the processes, and always responded right away answering any and every question I had. I was an out of town buyer and Tammy took care of everything and made the process super easy to complete. She was able to get me an awesome mortgage rate waiting to lock it in until it lowered. Thank you so much tammy for your guidance and support throughout this process! You have a lifetime customer for sure!
Courtney M.
