
Vacation Homes, Cottages, and Cabin Mortgages
Dreaming of a tranquil lakeside cottage, a cabin nestled in the woods, or a vacation home somewhere warm and sunny? Tammy Wandzura and her team will help you turn these dreams into reality.
The initial step to acquiring your idyllic escape is pre-qualification. Depending on the nature and purpose of the property, you could be making a purchase with an incredibly low down payment. For instance, if you’re eyeing a property that’s intended to be ‘owner occupied’—be it a coastal home, a residence close to your family, a cabin by the lake, or even a condo for frequent work trips—you can secure it with as little as a 5% down payment. A note to consider: while 4-season cabins qualify for a 5% down payment, 3-season cabins come with a slightly higher threshold of 10%.
Whether it’s sipping coffee on a lakeside dock or cozying up in a mountain cabin, we’re here to streamline your journey to a perfect getaway property.
Process smooth and easy from start to finish.
Tammy and her team were absolutely fantastic to work with! I hadn’t had a mortgage for several years and the process seemed fairly daunting. Tammy, Belinda and Marie made it smooth and easy from start to finish; with quick responses to my emails and questions. Tammy even went over and above to make sure that an error in my Equifax credit score got corrected – so pleased with her help on that! I will recommend Tammy to anyone I know who is looking for a mortgage broker.
Judy G.